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OUR SERVICES
Commercial Risk

PLAIN AND SIMPLY, COMMERCIAL RISK PLAN PROTECTS YOUR BUSINESS.

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Plain and simply, commercial risk plan protects your business.

It covers businesses against losses, arising from things like damage to property or injury to employees, and is a term commonly used to label core business coverage plan like public liability and employers’ liability.

Group Medical
COMMERCIAL RISK
Property Risk

Property plan provides protection against most risks to property, such as fire, theft, and weather damage. This includes specialized forms of plan such as fire cover, flood cover, earthquake cover, home cover, or boiler cover. Property is plans in two main ways—open perils and named perils.

COMMERCIAL RISK
Engineering Risk

It covers a wide range of engineering related risks. It is a comprehensive plan that provides complete protection against risks associated with erection, resting, and work- ing of any machinery, plant or equipment. In addition to this, under the Factories Acts businesses are required to have certification on specific items of plant such as lifting plant, pressure vessels and steam boilers. Suitably qualified engineers.

COMMERCIAL RISK
Employers Liability

Employers’ liability plan (sometimes known as employment practices liability plan [EPLP]) protects employers from financial loss if a worker has a job-related injury or illness (workers’ compensation).

COMMERCIAL RISK
Third Party Liability

Third-party plan is essentially a form of liability plan purchased by client (first party) from advisors (second party) for protection against the claims of another (third party). The first party is responsible for their damag- es or losses, regardless of the cause of those damages.

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